Archives for: April 2009
BTL business or gamble?
April 27th, 2009Following an article in the press yesterday (Sunday Times/home, 26th.April,2009 by Anna Mikhailova), I have been asked by three separate people today, is Buy-to-Let a business, or a speculative venture?
I think I know the point they are trying to make… more »
Mortgage criteria
April 18th, 2009With more than one million homeowners in negative equity and another million close to it, together with the prospect of rising unemployment, lenders will inevitably continue to repair their balance sheets and reduce their exposure to risk.
There is bo… more »
Protecting capital
April 14th, 2009The first objective in business, just like in our personal lives is financial survival. Continuity is secured through the planning and control of cash. [See blog 'Cash is king in business' dated 14th.April 2008]
Having gained control of the flows of c… more »
Personal Finance
April 9th, 2009In our blog of the 3rd. April, on the probable trends in personal finance we suggested that people will want to take control of their own financial affairs.
Trust has been, at best, severely damaged in the management of endowment policies, pension fun… more »
Pareto Principle
April 8th, 2009POSITION PAPER – PARETO PRINCIPLE
Most people dream of a concept that, applied to their business and private life, would lift their performance substantially. We all yearn for a method that will bring increased income, career or business growth and… more »
Concrete Asset
April 3rd, 2009We think that Anne Ashworth in the Times Property Section has got it just about right.
First and foremost our house is our home. At the same time it is probably our principal asset, apart possibly from our pension. It is a tangible asset, able to be se… more »
Where do we go from here?
April 3rd, 2009Now that Spring is here, All Fool's Day has passed and the G20 event has left town, where do property owners find themselves? We like everyone else have been assessing our own property ownership and have been trying to place this in the context of owner… more »