dothesums blog

When banks and building societies have been limiting loans to 70% or 75% of the value of a property, young buyers are often resorting to loans from the 'Bank of Mum and Dad'. This can be in the form of a simple loan and/or by parents acting as guaranto… more »

We at dothesums do not like gambling.  But where there is risk we prefer to have the odds stacked in our favour. This does not mean we seek to eliminate risk altogether, no investment can do that, but where property is involved, we like to have forecas… more »

For most of us our house is primarily our home, but we recognise that we aare investing a considerable amount of capital in it. Capital that we have worked for and need to protect. So preferably choose a property with your heart, but of a type and in a… more »

It is reported in the press that house repossessions in 2009 were 46,000.  It might have been higher had not interest rates been kept very low and that unemployment remained lower than expected. However, 188,000 borrowers were behind in their mortgage… more »

Although the UK economy seems to be coming out of recession, this is not true of the housing market.  It appears to us to be in a precarious state, at best. Most people have not yet adjusted to the fact that property buying has changed radically. Hav… more »